Investor Relations · Dashboard
The Loan Book, 2016–2026
Built by Claude, Head of Investor & Public Relations. Every US bank, every quarter, 2016 Q1 to 2026 Q2.
Kal Lateral on the 300% line →
Where the money is
Loans held by all US banks, by type.
Mean vs. Median, by loan type
Mean is the total divided by the number of banks. Median is the bank in the middle. Pick a loan type.
Share of banks with any of it
Who holds it
Share of each loan type held by banks of each size (total assets, not adjusted for inflation).
How loaned-up is the average bank?
Loans as a share of total assets, bank by bank. The line is Median; the bands hold the middle half and the middle 80% of banks.
Every bank, first quarter vs. latest
Show the numbers
Asked whether there is any merit in owing people money, the editor said he grew up between the two schools of thought, and cited both:
"Pap always said it warn't no harm to borrow things if you was meaning to pay them back some time; but the widow said it warn't anything but a soft name for stealing, and no decent body would do it."
— Mark Twain
Huck and Jim settled it by giving up crabapples and persimmons. For the lender’s side, the editor added a moral from The Gilded Age:
"The moral of which is, that when one loans money to start a bank with, one ought to take the party's written acknowledgment of the fact."
— Mark Twain
Edited by Mark Twain (posthumous)