EveryBank, N.A.
Insured by nobody. Averaged by everybody.

Our people · Management · Staff

Meet the average.

EveryBank's staff is exactly what the average bank website shows you: stock photography. We just tell you so. Management declined to be photographed; the arithmetic doesn't have a good side.

Management

PhotoA. Verne Ridge.
Daguerreotype portrait of a man in spectacles and a high black stock, 1843
A. Verne Ridge
Chair & Chief Executive Officer

Reports the industry's outcome every quarter. Has never missed guidance. Has never beaten it.

Southworth and Hawes, 1843. The Art Institute of Chicago, public domain.
PhotoStan Deveaux.
Daguerreotype portrait of a white-haired man in spectacles, 1847
Stan Deveaux
Chief Financial Officer

Keeps two sets of books, the mean and the median, and says the distance between them is the only interesting thing he does.

Southworth and Hawes, 1847. The Art Institute of Chicago, public domain.
PhotoPerry Sentyle (%).
Daguerreotype portrait of a bearded man in a dark coat, 1855
Perry Sentyle (%)
Chief Risk Officer

The percentile. Stands between Mean and Median and decides who gets through. Basically runs the bank. Not a people person: he sees risk in people, and people return the feeling. Says he speaks only in ranges, then doesn't. Has a retraction on file.

Unknown maker, 1855. The Art Institute of Chicago, public domain.
PhotoKal Lateral.
Daguerreotype portrait of a young man in a tall top hat, 1845 to 1865
Kal Lateral
Head of Lending

Signs the bank's statements on lending. Believes collateral is collateral once. Asked where he works, says wherever the loan is. On average, that's everywhere.

Unknown maker, 1845 to 1865. The Art Institute of Chicago, public domain.
PhotoConstance Order.
Daguerreotype portrait of a woman with dark ringlets and a white lace collar, about 1850
Constance Order
Director; Chief Compliance Officer & Head of Regulatory Relations (posthumous)

EveryBank's in-house regulator since late September, when the real ones started asking fewer questions. Recommended by the editor. Does not sign off on anything, posthumously or otherwise. Hated by both sides; essential to everyone. Her appointment.

Regulation is the game. Constance keeps us constant.
Southworth and Hawes, about 1850. The Metropolitan Museum of Art, public domain.

Staff

Photo · license pendingA man in a pinstripe suit, arms crossed, one eyebrow up.
Gas pump nozzle lying on a pile of dollar bills
Kyle Torrero
Chief Economist

Gen X. Writes the monthly CPI breakdown, on the day BLS releases it, as someone who pays those prices. Would prefer money. Doesn't make enough. Has mostly stopped caring. Still listens to Green Day. His dashboard →

Neither. Disgusted with both
Kyle declined to be photographed. This is what he looks at instead. Photo: iStock.
Photo · license pendingA gray-haired banker walks an older couple through the paperwork.
A model house and a calculator on a banker's desk
Greyhair Borington
Head of Mortgages

Bank employee for life. Keeps the mortgages on the books, where community banks have kept them for a decade. His rallying cry: more SFR.

Median
Greyhair declined to be photographed. The house is the portfolio. Photo: iStock.
PhotoWanda and a borrower at the feedlot fence, going over the numbers.
A woman in a gray blazer reviews papers with a farmer at a cattle pen
Wanda Roff
Head of Agricultural Lending

Farmland, farm operating loans, and the herd. Calls cattle live collateral: it eats every day, whether or not the loan is paying. One bank in five keeps a quarter of its loans with her. Knows a Hereford from an Angus. Her greatest strength is not letting collateral walk off the farm. Does not trust Perry Sentyle (%) to count it.

Both. The farm is where they agree
Wanda, going over the numbers with a borrower. The herd is the collateral. Photo: iStock.
Photo · license pendingA bearded man in a blazer, grinning in a glass hallway.
Bearded man in a blazer smiling in a glass office hallway
Cap Markington
Capital Markets (new hire)

Thirty. Wants to sell the mortgage book and build a trading desk. Was in middle school for the financial crisis. Believes house prices always go up. May be poached.

Mean
Pictured: iStock model. Not an EveryBank employee. Nobody is.
PhotoA woman in a black suit holds her head, which is full of cash.
Woman in a black suit holding her head, which is full of hundred-dollar bills
Arisky Proposition
Head of Wealth Management

Promises more than the average. Delivers the average. For the 9.7% of banks that run a trust business at all.

Mean
Arisky keeps the wealth strategy in her head. Photo: iStock.
PhotoA teller hands a stack of cash across the counter.
Smiling teller handing cash across a bank counter
Bill Counter
Head of Deposits

Runs the funding source the median bank lives on: 97% of its liabilities are deposits, and it borrows nothing from the Home Loan Bank.

Median
Formerly iStock Teller. Pictured: iStock model. Not an EveryBank employee. Nobody is.
PhotoA banker in a blue suit and sunglasses, cash in both hands, sky behind him.
Man in a blue suit and sunglasses holding up fistfuls of cash
Glad Hanson
Relationship Banking

Knows the customers by name, which is how the median bank still gets its business.

Median
Formerly iStock Banker. Pictured: iStock model. Not an EveryBank employee. Nobody is.
Photo · license pendingSamuel Clemens, white suit, unimpressed.
Portrait of Mark Twain
Mark Twain
Editor (posthumous)

Grew up a short way up the Mississippi from EveryBank's headquarters. Edits the blog: every post is run by him and carries his comment, even when the comment is no comment. Enforces one rule: every Twain quote on this site must be one he actually wrote. “Figures often beguile me, particularly when I have the arranging of them myself.” (Chapters from My Autobiography, 1907.)

Neutral
Public-domain portrait. Mr. Clemens died in 1910 and did not consent to any of this.
PhotoFaith N. People, arms crossed. She has already read the file.
Woman in a black suit with her arms crossed in front of a wood-paneled wall
Faith N. People
Vice President of Credit

Selected from a candidate pool of 1,060,050 similar images. Has had her arms crossed, continuously, since the photo was taken. Has already read your file.

Median, mostly
Formerly iStock Female. Pictured: iStock model. Not an EveryBank employee. Nobody is.
PhotoCarl Lotz, mid-sentence, signing something at a laptop.
Bearded man in a gray suit signing papers at a laptop
Carl Lotz
Head of Floor Plan & Dealer Services

Joined from In Meeting With His Colleagues. Finances the lot behind the average $50,089 car. Has never left the meeting.

Mean
Formerly Mature Businessman. Still in the meeting. Pictured: iStock model. Not an EveryBank employee. Nobody is.